SBA Loans
Long-term financing options that may support established businesses with expansion, acquisitions, working capital, or major investments.
Business Capital Solutions
Get Funded Today
24–48 HR
Approval Time
$5K–$5M
Funding Range
92%
Approval Rate
$50M+
Total Funded
Business Capital Review
Find Your Funding Match
Complete this short funding survey to receive a personalized funding match review from our team.
How We Help
The Lift Financial Funding Advantage
Traditional funding paths can be difficult to navigate. Lift Financial helps businesses explore lending options that align with their financial profile, business goals, and capital requirements.
Our specialists assist with preparation, organization, and funding strategy so you can present your business more clearly and pursue available opportunities with confidence.
Flexible Options
Explore funding paths aligned with your business needs.
Initial Review
Understand the information lenders may consider.
Multiple Solutions
Compare options for growth, equipment, or operations.
Expert Guidance
Receive support from a dedicated funding specialist.
Business Funding Solutions
Business Capital Solutions
Our Lending Portfolio
Explore funding solutions designed to support operations, expansion, equipment, property, and other important business opportunities.
Business Line of Credit
Flexible revolving capital that can help businesses manage operating expenses, inventory needs, and short-term cash-flow requirements.
Equipment Financing
Funding options for equipment, machinery, vehicles, and technology while preserving working capital for other business priorities.
Merchant Cash Advance
Funding solutions based on business revenue that may be useful when speed and flexibility are important for immediate business needs.
Term Loans
Traditional business loans that may support expansion, inventory, marketing, refinancing, or other planned growth initiatives.
Invoice Factoring
Turn eligible outstanding invoices into potential working capital instead of waiting for standard customer payment cycles.
Revenue-Based Financing
Funding structures where repayment may be connected to business revenue, helping align payments with changing cash-flow conditions.
Commercial Real Estate
Financing support for commercial property purchases, refinancing, owner-occupied properties, and investment-related opportunities.
Startup Funding
Specialized funding-readiness support for newer businesses working to establish a stronger financial profile and business foundation.
Funding availability, timing, rates, and terms depend on lender criteria, business qualifications, and other applicable factors.
Funding Readiness
Basic Eligibility
Most businesses may qualify for at least one funding option. These are general guidelines only—if you do not meet every point below, contact us to explore programs that may fit your situation.
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550+ Personal Credit Score
Lower scores may qualify for specific programs.
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3+ Months in Business
Startup programs may be available for newer businesses.
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$5,000+ Monthly Revenue
Revenue-based programs may scale to your income.
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Active Business Bank Account
A dedicated business checking account may be required.
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U.S. Registered Business
Sole proprietors, LLCs, S-Corps, and C-Corps may qualify.
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No Active Bankruptcy
Post-discharge applicants may still qualify for some options.
Personalized Funding Review
Flexible Capital Solutions
Industries We Fund
We help businesses across a wide range of industries explore funding options designed around their goals, revenue, and growth plans.
Restaurant & Food Service
Retail & E-Commerce
Construction & Contracting
Medical & Healthcare
Technology & Software
Real Estate & Property
Transportation & Logistics
Beauty & Wellness
Professional Services
Manufacturing
Auto Dealerships
Franchises
Common Questions
Funding FAQ
Learn more about business funding, qualification requirements, and what to expect during the funding review process.
What credit score do I need to qualify for business funding?
Credit requirements vary by lender and program. Some funding options may be available with lower credit scores, while others may require a stronger personal or business credit profile.
How fast can I receive funding?
Funding timelines depend on the lender, your documentation, and the specific program. Some programs may provide a decision quickly, while others may take longer due to underwriting requirements.
Will applying affect my credit score?
Some lenders may begin with a soft credit review, while others may require a hard inquiry before final approval. Your funding specialist can explain the process before you continue.
What documents are required?
Documents may include bank statements, business registration information, identification, tax documentation, revenue records, and other information requested by the lender.
Can startups get funded?
Yes. Some programs may be available for newer businesses and startups. Eligibility can depend on factors such as credit, business structure, industry, revenue, and intended use of funds.
What if I was previously declined by a bank?
A previous decline does not always mean there are no options available. We can review your business profile and help identify programs that may better align with your current situation.
Your Next Opportunity
Ready to Get Funded?
Tell us about your business and funding goals. Our team will help you understand potential options and the next steps for your funding review.